The key to riding in winter is comfort for both horse and rider. This riding rug with fleece will keep your horse happy and your ride enjoyable. This is the exercise rug of choice for hearty winter riders. This warm rug is trimmed with reflective nylon piping so you will be noticed and safe in any conditions. The easy-to-adjust hook-and-loop fasteners fits around withers and saddle to keep winter wind and wet out. The DuPont Teflon water-resistant shell will eliminate the appearance of a soggy rug. Don't let a cold winter day ruin a great ride. This rug is the right choice for your horse all winter long.